What’s With The Dog Articles? Don’t You Write About Mathematics and Education?

I am certain this question has been considered more than a few times recently by people who get automatic feeds of my articles–and possibly even by the editors here at EzineArticles. These people all know that I have been writing for over a year in the categories of mathematics, teaching, and education. These topics are near and dear to my heart, and that will always be true. I have not forsaken my initial goals. My goals have just expanded, and there will be many dog articles in the future.Last spring I had the unfortunate experience of having all of my pets die. My 22 1/2-year-old cat died first, then my dog, and, then, in the same month my guinea pig died. It was shocking to lose them all in such a short time. I have been an animal lover all of my life and life without pets was just too lonely. So I started the very slow process of finding the perfect pets to add back into my life.I have been a supporter of animal rescue for 25 years, so I started my search with Colorado cat rescues. As I expected, my experience during the search for a new black cat was positive. I found all cat rescues to be equally interested in meeting/interviewing me as in finding loving homes for their kitties. I found the kitten I wanted and the adoption process was simple and pleasant.Unfortunately, my experience while looking for a new dog was in NO WAY pleasant. This past summer, I received treatment from a dog rescue group that no one should ever have to experience anywhere from anyone. It made me wonder if I was just in the wrong place at the wrong time with the wrong person, or if this type of treatment is typical for dog rescue groups. To answer that question, I turned to the Internet and spent hour upon hour in research.My new dog articles are about what I learned at that time and what I continue to learn as I continue my research. As with my mathematics articles, my goal is public education–this time about issues related to dogs. I found many “issues of concern” that I feel strongly the public should know–especially people who are considering dog adoption and/or donating to a rescue group.I began my Internet search by looking into”complaints” posted about various dog rescue groups. Please understand that I am NOT referring to humane societies or similar shelters. Shelters understand the importance of adopting out dogs into loving homes as soon as possible. My concerns are with rescue groups like puppy mill rescues and specific breed rescues because these groups tend to be too protective of the animals they have rescued–to the point of making adoption difficult. The more I studied about different rescue groups, the more shocked I became at what I found. Not only was I NOT alone in the way I was treated…what had happened to me and the unethical practices I had observed and experienced were far too common across the country.My research led me to many aspects of dog adoption–puppy mills, dog rescue groups, animal shelters, kill versus no kill philosophy, 501(c)(3) and non-profit status, legal requirements, ethics issues, financial issues, Internet puppy scams, and so on. The first time I found myself saying, “the public doesn’t know about this,” I knew I had a new mission–a new set of goals related to animal welfare.Just FYI, this first realization came with my research into the Humane Society of the United States and the American Society for the Prevention of Cruelty of Animals. I know that the majority of Americans believe that these two large organizations are umbrella groups that are directly connected to our local shelters, and that these large groups help fund the local shelters. Unfortunately, this idea is so WRONG! Our local shelters receive zero, none, nada, NO financial support from these big name groups as we have always been led to believe.My research into these dog-related areas is ongoing and leads me deeper into surprisingly complex, intertwining issues. I find myself frequently thinking, “the public doesn’t know this.” So my initial goal became one of public education about misunderstood facts.My second goal became to caution the public about financial issues. I witnessed behaviors that were unethical, I was informed by other people of situations where the rescue group failed to give financial information that is required with a non-profit status, and the internet is filled of stories of groups making certain claims that former volunteers verify are untrue. These are not groups worthy of donations.In the very short time span of six months, I have become quite knowledgeable about dog rescue groups, puppy mills, Internet adoption scams, and much more. My math followers know how seriously I take the responsibility to inform with facts. I promise to bring this same attitude to this new category. I will never mislead you. I will always verify my information. If I state an opinion, I will present both sides of the issue. Only an informed public can make informed decisions.Even if dog adoption or donation has not been in your mind, I urge you to follow along with my articles and my website. There are many political issues coming soon that will impact the Internet sale of animals, and other issues that will change our society to a NO KILL NATION. In addition, there is a confrontation coming between animal welfare groups and animal rights groups. The next few years should be very interesting!

Getting $5,000 Personal Loans With Bad Credit: 3 Popular Loan Options

Be honest. When is even a modest cash injection not a welcome arrival? For the vast majority of us, it can be the difference between financial strife and finally dealing with the debts that are causing us such trouble. Often, we hesitate in seeking these injections ourselves because of our low credit scores, but it is possible to get $5,000 personal loans with bad credit.And what can we do with $5,000? Between clearing outstanding credit card debt, catching up on mortgage repayments or simply clearing an existing loan that is more expensive, there is a lot. But how can we get loan approval despite bad credit?Well, the fact is that bad credit scores are never a significant influence over the approval process. To secure a $5,000 personal loan, issues like income and affordability are much more important. But when traditional lenders make life difficult, what are the loan options open to us?Opting for a Payday LoanThere are two big problems when applying for a loan for a traditional bank. First is the issue of bad credit scores, and second is the time it can take to get approval (if at all). But payday loans are available with no credit checks, and can be approved in minutes. So, securing a $5,000 personal loan with bad credit is pretty straightforward.However, there are some serious drawbacks to getting a payday loan, not least the fact it is one of the most expensive loan options around. While getting loan approval despite bad credit is not hard, proving affordability is tricky when interest rates are as high as 30%.Another problem is that lenders usually have a loan limit of $1,500, because approval is granted on the back of the next paycheck, with repayment in full expected in one lump sum. So, getting a $5,000 personal loan will require either successive payday loans, or a special arrangement.Getting a Family LoanTurning to a family member is often the preferred financing option, not just because approval is more or less certain, but because there is usually no interest charged. Securing a $5,000 personal loan with bad credit is not an issue, as long as the family member has that sum available to give.But even with no interest to pay and guaranteed approval despite bad credit, there are some factors that need to be heeded. Basically, it is important to agree terms with whomever the lender is to avoid any confusion and potential fall out in the future. Write the terms down, and sign it to ensure clarity.Of course, affordability is the best aspect of this loan option, but remember too that with a good relationship with the lender, it is always possible to renegotiate the repayment terms. That way all parties in the $5,000 personal loan deal can be happy.The Online Bidding LoanThis is a relatively new option but is ideal when seeking a $5,000 personal loan with bad credit but has nowhere to turn to. The system is very open, and the loan is provided by private individuals looking to earn a profit from their own available cash. Simply submit your preferred loan terms to a loan bidding website and then select the best offer from those who bid.Usually a full disclosure of credit history is required, as well as full income and employment details. Securing approval despite bad credit is fairly straightforward, but the interest charged is usually quite high. Still, when funds from a $5,000 personal loan are badly needed, it is a viable option to consider.

Accounting and Finance Career Preparation Programs

A love of numbers can lead to a lucrative career in various fields. Students that have an interest in numbers may find an accounting program is right for them. Accredited programs can be pursued through several degree and concentration areas.Completing a degree program in accounting prepares students to step into various careers that involve accounting and finance. Students learn to work with businesses, organizations, individuals, and government groups on their finances. Accounting programs are available to students at the associate’s, bachelor’s, master’s, and doctorate’s degree level. Student’s career goals will determine which degree program to complete. Other possible accounting and finance career preparation programs can include:Accounting Technology
Bookkeeping
Corporate Financing
Finance and BankingSeveral concentration areas like accounting technology, for example, lead to an associate’s degree. Students that want to complete a higher level degree program can continue education inside a graduate accounting program. Corporate finance also awards undergraduate degrees unless students advance their training inside a finance degree program. To complete the right program students should research the industry’s requirements for the careers they are interested in obtaining.An associate’s degree in accounting examines several key areas of the field at a fundamental level. Accounting, finance, and acquisitions are some main areas covered. The goal of a program is to prepare students to analyze the financial status of a person or group and be able to create documents. Students learn the Generally Accepted Accounting Principles procedures, which helps the transition into the profession. Students can enter careers as general accountants, budget analysts, and loan officers.To gain the best career options in accounting and finance students should complete graduate degree training. Schooling covers the foundations of accounting more in-depth. Students study risk management, assurance, financial management, taxation, and much more. Master’s degree programs train students to understand business and taxation. Through subjects like advanced auditing, corporate taxation, and financial research students are able to step into multiple careers. Students can enter careers in both the private and government divisions of the industry with a master’s degree. Students that want to enter positions as professors typically complete training at the doctoral level. Tax research and finance analysis are some course topics examined. Possible career options for students that have a graduate degree include risk assessors, corporate executives, financial managers, and auditors.Students that pursue another area of accounting and finance such as corporate finance will find education to be highly focused. Students that complete a bachelor’s degree program will explore financial reporting, international market, and personal investments. Students learn to work with businesses by providing help with cost management, investment, and market regulation. Upon graduation students can become investment bankers, fraud investigators, stockbrokers, and more. Advanced careers will have to be pursued with a graduate degree in finance.Accredited accounting and finance degree programs give students several career opportunities. Students can enter their desired careers when education is matched correctly with their professional goals. Full accreditation is awarded to quality programs by agencies like the Accrediting Council for Independent Colleges and Schools ( http://www.acics.org/ ). Enroll in a college or university to begin the educational training required to enter this career field.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org.